Job Description:
Seeking motivated banking professional or a candidate with a desire to learn commercial banking with strong interpersonal skills with a willingness to work diligently preparing loan presentations and completing thorough reviews of customer files. The position would include working on both C&I and Commercial Real Estate relationships, analyzing the overall loan portfolio and providing assistance to account officers to manage existing and new customer relationships. The analyst would also be given a loan portfolio of customers to manage.
Job Responsibilities/Skills:
- Extract data from financial documents to provide accurate cash flow analysis and commentary
- Identify, evaluate, and mitigate credit risk of the loan portfolio
- Assess credit quality with risk rating recommendations
- Prepare loan presentations of a high quality for review in loan committee
- Assist with determining collateral values and assist account officers with collateral inspections
- Assist in credit administration duties including the tracking of ticklers and financial reporting covenants
- Ensure compliance with bank, state, and federal policies, procedures, laws and regulations
- Work with account officers to contact customers and accountants to gather required information and answer questions pertinent to complete credit requests
- Manage loan and portfolio quality of an existing book of business
Job Qualifications:
- Bachelor Degree in Finance, Accounting or related field
- 0-5 + Years of commercial underwriting experience. An emphasis in commercial real estate is a plus
- Excellent verbal and written communication skills
- Strong analytic and reasoning skills
- Ability to identify and resolve problems in a timely manner
- Strong Microsoft Excel skills
